El proceso de insolvencia de persona natural no comerciante, sus vicisitudes, ventajas y desventajas

Abstract

On the occasion of the pandemic that we are currently experiencing, the economy, both at the level of companies and individuals, has been affected in their income, which generates the delay in the best scenario, or the non-payment or breach of their obligations. in the worst case scenario. In general terms, a transfer of payments is predicated, and the entrepreneur or natural person looks for a way to negotiate or renegotiate their obligations in order to satisfy them and save their assets and not go into “bankruptcy” or company closures. In light of the General Code of Process, there is a very important tool for non-commercial natural persons, to save their assets and be able to meet their commitments and not be immersed in judicial processes that generate seizures, seizure of assets and their subsequent auction. That is why, with the present work, we seek to present briefly and summarily the Insolvency process of the non-merchant natural person, as an effective tool to rehabilitate the natural person who does not have the quality of a merchant, who is going through a economic crisis and on the occasion of the Coronavirus this circumstance presents a high rate of increase in cessation of payments.