Gestión de las finanzas personales de los estudiantes de contaduría pública de la universidad santo Tomás seccional Villavicencio

Abstract

This research work aims to analyze the management of personal finances of Public Accounting students at the Santo Tomás University, Villavicencio Section, to evaluate their spending and saving habits, identifying patterns and trends in their financial decisions, analyzing their main. sources of income, and identifying the specific challenges and obstacles you face when trying to carry out effective management and control of your personal finances, in order to promote optimal and responsible financial management through specific strategies. In this research, a mixed methodology was used, combining quantitative methods, through surveys carried out among the student population, and qualitative methods, through structured interviews. This type of analysis seeks to provide relevant knowledge about the personal finances of university students in the accounting area, a little explored topic. This research was carried out with a sample of 98 Public Accounting students. The results obtained allowed us to formulate recommendations for students to optimize their financial management and increase their savings and investment habits. Thanks to these findings, it was known that students face significant difficulties regarding their economy that affect their well-being and academic performance, due to poor management and control of their personal finances. This suggests the need to integrate more robust and accessible financial education programs within the academic curriculum.