Acceso a vivienda o subsidio de vivienda familiar a los trabajadores informales.

Abstract

The work analyzes the characteristics of the market of housing and the impact that there have had the strategies of housings of social interest. Though the system of subsidies is progressive, the amount of the same ones is insufficient for the families with income lower than two minimum wages. On the other hand, there was designed a politics of lands by means of which it binds to the municipalities to elaborate plans of territorial classification and they were provided with instruments in order to prevent that the increases of price of the areas exclude from the market the poorest population. The work also analyzes the characteristics of the offer of housing, principally his structure of costs. Several organizations have done important efforts for reducing the costs of construction improving the processes and taking advantage of economies on a large scale. Finally they present conclusions and recommendations. These point to extend principally the coverage of housing for the poorest groups by means of the increase in the unitary value of the subsidies. This paper analyzes the legal framework that legalizes and regulates the procedures for obtaining housing allowance, considering that there should be a change since the principle of equality is violated that person who exercises his trade as an independent activity or casual worker, and which excludes it from leaving this benefit in inequality since only gives you an option through the National Savings Fund who only offers ease of access to housing loans with low amount for the property market is insufficient.