Línea de negocio de créditos sintéticos

Abstract

In the treasury area of ​​Banco Popular, people with high skills work, experience and knowledge in the market. However, some flaws can be found operational and technology that do not allow to exploit the most and efficiently the operations they require. In this area operations with foreign currency and local currency are carried out. There are two terms "IDB" and "OFFER" which is the translation of purchase and sale. This way you intervene in the market, where the margin of difference expressed in the exchange rate, is the utility of such operations. In this area a portfolio is offered to customers, where is the change of foreign exchange, purchase and sale of TES, money orders for importers, pre-financing of Export and working capital. Having rotated in that area in all directions, where there is a flow of information, it is possible to catch weak points in each operation, in order to plant a solution every problem. And this is where the management indicators come in, the daily monitoring, to understand the challenges of the directions and contribute to the growth and Development of each operation. In the COMEX area, a new business line called credit was raised. synthetic that will generate double profit margin with a single product, benefiting both, the treasury area and the customer.