Propuesta de Educación Financiera con Énfasis en Finanzas Personales, Dirigido a Estudiantes de Undécimo Grado de los Colegios San Viator y Emiliani de la Ciudad de Tunja

Abstract

This paper addresses the importance of Financial Education in the classroom for eleventh grade students in the San Viator and Emiliani Schools in Tunja in 2022. It is based on the perspectives of authors such as Robert Kiyosaki and OECD approaches. Kiyosaki defines Financial Education as learning about financial planning, investments and opportunities to achieve financial freedom. He stresses that lack of financial literacy in school contributes to economic hardship. The main objective is to provide basic personal finance concepts to eleventh grade students. A problem situation on Financial Education is presented, focusing on basic concepts of personal finance and its importance in the student population. Some concepts and information about Financial Education are summarized, highlighting the scope and characteristics of the research work. The central question is which basic concepts of Financial Education would provide students with greater knowledge to apply in their daily lives in an economic environment. The research shows the results obtained, including the characterization of the student population and the degree of discernment of the students regarding concepts such as financial education, personal finance, savings, credit, investment, among others. It is concluded that there is a need for training in Financial Education for these students, who also show a high interest in deepening their knowledge on the subject. The importance of lectures and training is highlighted, as well as the implementation of a primer as a complement to expand financial concepts and contribute to the personal growth of students in their role as agents in society.