Educación económica y financiera en Colombia desde la perspectiva del desarrollo humano

Abstract

This thesis proposes a review of the history, the legal framework and the training models of financial education in Colombia, with the objective of projecting a proposal that seeks a better well-being and quality of personal life, as a product of the adequate management of financial resources. According to the legal framework established in Colombia, from the Political Constitution of 1991, the Law 115 of 1994 or General Law of Education, Law 223 of 1995 oriented to consolidate a tributary culture and the Law 1328 of 2009 or of Financial Reform, the responsibility that both public and private entities have, to impart Economic and Financial Education to their affiliates and citizens, is raised. The type of education that can be deduced from this law has been centered formally on a minority of the people enrolled in the educational system and informally on those who are linked to the financial system, which is why the population outside of the aforementioned systems does not receive this type of education and is thus excluded from the majority of Colombians, with negative consequences and impacts in the social field for these people, their families and the country in general.